ATTENTION: B40 GROUP NOT EXEMPT FROM PTPTN LOAN PAYBACK !!!
1. For B40 households and the number of borrowers who would profit from it, the government will conduct targeted PTPTN loan cancellation.
2. Borrowers have a number of choices to make loan repayments easier, such as being able to postpone payments if they are seeking additional education or are unemployed.
3. According to the borrowers' financial capacity, the government has permitted the restructuring of loan repayments.
4. For loans that are fully repaid, PTPTN also offers discounts. To allow borrowers time to find secure employment, loan repayments start 12 months after they complete their higher education.